March 2014 Results

March really flew by. I'm really glad it's finally spring-like here (most of the time)! Here is my review of March:

2014 Goals:

1. Increase EF savings account to $1,000 - PASSish - I increased savings more than I budgeted, but this was the lowest savings month I've had so far this year. On a positive note: my EF is just over 60% funded now!
2. Demolish $10,000 worth of debt - FAIL - I didn't pay enough in January, February or March to be on track for this goal. I'm thinking about revising it. On a more positive note: I did pay off CC#3! This is not shown in the side bars yet as I won't update it until the statement showing $0 comes in April. AND I'm under the $18k mark for consumer & student debt!! I think I will be revising this goal to $7,500.
3. NO OVERDRAFT FEES! - PASS - I didn't have any.
4. Clear out clutter. - PASS - I only got rid of a few things in March, but at least I didn't bring in a bunch of new stuff. 
5. Continue going to Crossfit (affiliate link) 3x/week - PASS - I made good use of my membership this month.
6. Paleo (affiliate link) 80/20 and eat down my non-Paleo food stores without replacement - PASSish - I didn't do Paleo, but I'm not making many replacements for what I eat out of my pantry.
7. Loose weight and continue to tone-up - PASSish? - Again, I don't think I lost anything this month, but I didn't gain either.
8. Continue to NOT chew my fingernails - PASS - I'm cured!
9. More books, shoes and clothes out of my horde than new ones coming in. - PASS - Still a net reduction of 13 books for the year, and a few more clothes gone (see Thing Thursday posts: here and here). I also used the 1 in 1 out rule for a new pair of capris I bought.
10. Read 52 books in 2014, that averages to 1/week - PASSish - I am still one book behind.
11. Find areas to scale back involvement so I have more free time at home - FAIL - I'm still trying to figure out where to cut back on my schedule.
12. Spend more time with family, friends and my pets! - FAIL - See #11 above.

Debt Totals:

2/28/2014 - $136,815.96 (including mortgage)
$18,466.60 (w/o mortgage)

3/31/2014 - $136,141.42 (including mortgage)
$17,999.87 (w/o mortgage)--WAHOO! Under $18K! :)

Difference - -$675.54 including mortgage
-$446.73 w/o mortgage

Savings:

2/28/2014 - $556.93
3/31/2014 - $600.72
Difference - $43.79 increase

Budget:

Category	March (w/leftovers)	Spent	Remaining
Charity	$20.00	$5.00	$15.00
EF	$20.00	$20.00+	-
Mortgage	$754.65	$754.65	-
House Repairs	$55.00	$3.23	$51.77
City Bill	$110.00	$99.29	$10.71
Gas	$82.62	$82.62	-
Cable	$155.76	$139.15	$16.61
Internet	$51.87	$51.87	-
Phone	$102.20	$102.20	-
Food	$143.20	$112.15	$13.53
Car Fuel	$65.00	$45.00	$20.00
Car Repairs	$30.00	-	$30.00
Car Insurance	$93.44	$93.44	-
Clothes and Hair	$46.42	$40.00	$6.42
Pets	$55.00	$44.53	$10.47
Household	$38.00	$28.00	$10.00
Personal	$20.00	$20.00	-
Crossfit	$80.00	$80.00	-
Cleaning	$144.00	$72.00	$36.00
Debt	$688.99	$688.99+	-
TOTAL	$2,720.15	$2,499.64	$220.51

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