Friday, April 25, 2014

Budget Check 4/25/2014

Budget Check 13Here is my budget so far for April:

Category
April (w/leftovers)
Spent
Remaining
Charity
$15.00
$10.00
$5.00
EF
-
+
-
Mortgage
$852.28
$852.28
-
House Repairs
$66.77
-
$66.77
City Bill
$110.00
$94.32
$15.68
Gas
$79.85
$79.85
-
Cable
$94.49
$16.61
$77.88
Internet
$51.87
$51.87
-
Phone
$102.20
$97.09
$5.11
Food
$113.53
$90.98
$22.55
Car Fuel
$70.00
$50.00
$20.00
Car Repairs
$45.00
-
$45.00
Car Insurance
$93.44
$93.44
-
Clothes and Hair
$26.42
$20.75
$5.67
Pets
$30.47
-
$30.47
Household
$30.00
$10.00
$20.00
Personal
$20.00
$18.55
$1.45
Crossfit
$80.00
$80.00
-
Cleaning
$108.00
$72.00
$36.00
Debt
$675.71
$675.71
-
TOTAL
$2,665.03
$2,313.45
$351.58


You'll see that although I didn't budget for putting any money in my EF this month, there is a "+" in the spent column, this means that I did put something in my EF. I have put about $50 in there so far for April. I'd consider that a success!

I don't think there are any other interesting things in my budget this week. If something sticks out to you, please let me know.

Confession time: I wrote this post on Wednesday afternoon because I knew there wouldn't be anymore money coming out of my budget between then and Friday morning. I was all geared up to tell you that I'd had a success because I'd stayed on track AND put extra money in my EF this month.

Alas, I can't lie to you all. I was very bad Wednesday night. I gave in the pressure of internet shopping and ordered one pair of shoes (flats from Target about $30), and 2 pieces of jewelery from a friend's Premier home show (about $100). The worst part, I charged it to my credit card...

What's done is done and now I'm going to try and get it paid off before the next billing cycle so it doesn't start accruing interest on my new purchases.

The point of this confession is to show that none of us are perfect. We all have moments of weakness and then we have to pay the price for giving in to those temptations.

Thanks for sticking with me as I continue on my debt-payoff journey. You are all so encouraging and inspiring and for that I thank you!

Note: If you are interested in guest-posting at Shoeaholicnomore, email me at shoeaholicnomore[at]gmail[dot]com!

6 Comments:

At April 25, 2014 at 9:39 AM , Anonymous E.M. said...

I know I'm far from perfect! With the move I've been so lazy, giving in to eating out way more often than I normally would. It sucks, and I am not looking forward to totaling things up. But you're right, we just have to come to terms with it and move on, hoping that next month will be better.

 
At April 25, 2014 at 9:51 AM , Blogger shoeaholicnomore said...

I think everyone experiences set backs now and then, its normal. As long as we don't go crazy with the spending all the time and continue to make progress, we will be just fine :)

 
At April 25, 2014 at 1:56 PM , Blogger Nikki M said...

We all have set backs. I had a mac Donald's today when I shouldn't have. It just proves we're only human.

 
At April 25, 2014 at 2:22 PM , Blogger shoeaholicnomore said...

You are so right Nikki! We just have to do the best we can. :)

 
At April 25, 2014 at 2:29 PM , Anonymous Anonymous said...

Hi Shoe!,

I admit, I had a moment of weakness as well buying a NARS makeup pallete when I knew the money should have gone to my credit card balance. I've thrown about $258 to the cc debt this month, and I felt I needed a treat. I'm glad to see that you admitted to buying something on credit, but then admitted that you are going to pay that new purchase off before the next billing date. If you had said, "oh well, just a dumb mistake, but next time i'll try to do better" and not aim to release and pay off that spent, then there would be a problem with being committed to paying off debt. I use to be terrible for that, and now, I am starting to get a little "thrill" with transferring money from my account to my cc debt. Good luck to you!!!

Cheers,
Jen

 
At April 25, 2014 at 2:33 PM , Blogger shoeaholicnomore said...

Hi Jen,

Glad to hear that you also made the "mistake" of buying on credit again. Glad I'm not the only one with a weakness now and then :) I am going to try really hard to get it paid off before the next billing date, not sure if I'll be successfull, but I'm going to try. Thanks for the encouragement!

 

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