Budget Check 3/7/2014

March is already flying by! Here is my spending report so far this month:

Category	March (w/leftovers)	Spent	Remaining
Giving	$20.00	-	$20.00
Saving	$20.00	$20.00+	-
Mortgage	$754.65	$754.65	-
House Repairs	$55.00	-	$55.00
City Bill	$110.00	-	$110.00
Gas	$82.62	$82.62	-
Cable	$155.76	$77.88	$77.88
Internet	$51.87	$51.87	-
Phone	$102.20	-	$102.20
Food	$143.20	$14.79	$128.41
Transportation – Gas	$65.00	-	$65.00
Car Repairs	$30.00	-	$30.00
Car Insurance	$93.44	-	$93.44
Clothes and Hair	$46.42	-	$46.42
Pets	$55.00	-	$55.00
Household	$38.00	-	$38.00
Personal	$20.00	-	$20.00
Crossfit	$80.00	$80.00	-
Cleaning	$108.00	-	$108.00
Debt	$688.99	$276.00	$412.99
TOTAL	$2,720.15	$1,357.81	$1,362.34

I have increased savings by $38.46 already this month! I only budgeted $20 to go to savings this month, so I am currently ahead. I will probably be able to put another $100 or so to savings at the end of the month. My cash flow projects I'll have that much or a little more leftover, but I don't like to run my account super low, so I won't transfer it over until just before my April 1 payday. 

It is not reflected in the budget above, but when I paid my March mortgage payment, I paid $372.15 toward my escrow shortage. For more explanation on the shortage, see here. After spending over an hour trying to get a customer service rep on the phone, I finally got my adjusted payment figured out. Thanks to my partial shortage payment, starting April 1, my monthly mortgage payment will be $852.28. I am hoping to pay more of the escrow shortage when my tax refund (hopefully) comes, so I can my monthly payment down to $825ish. We'll just have to see what my taxes look like when they are finished...

What are you plans for your tax refund? I'd love to hear about them :)