Friday, February 21, 2014

Budget Check 2/21/2014

Budget Check 6Only 1 week to go for February! Here is my budget so far this month:

Category
February (includes January leftover $)
Spent (As of 2-21-14)
Remaining
Giving
$10.00
-
$10.00
Saving
$20.00
$20.00+
-
Mortgage
$754.65
$849.65
-$95.00
House Repairs
$40.00
-
$40.00
City Bill
$110.00
$103.16
$6.84
Gas
$82.78
$82.78
-
Cable
$94.49
$16.61
$77.88
Internet
$51.87
$51.87
-
Phone
$102.20
$102.20
-
Food
$150.58
$61.02
$89.56
Transportation – Gas
$67.00
$42.00
$25.00
Car Repairs
$15.00
-
$15.00
Car Insurance
$93.44
$93.44
-
Clothes and Hair
$30.00
-
$30.00
Pets
$25.00
-
$25.00
Household
$20.00
$2.00
$18.00
Personal
$25.00
-
$25.00
Crossfit
$80.00
$80.00
-
Cleaning
$108.00
-
$108.00
Debt
$691.10
$691.10
-
TOTAL
$2,571.11
$2,195.83
$375.28

I have increased savings by $89.53 in February. I only budgeted $20 to go to savings this month, so I am currently ahead. I am still hoping to increase savings by at least $19.42 to hit the halfway point to my current EF goal.

I paid an extra $100 toward my mortgage (escrow shortage) this month. This extra was covered by income from my second job. However, I shared here that I got a letter from my home mortgage company stating the total amount owed for my escrow shortage is $699.44. No matter how much I pay, my mortgage will be going up at least $75/month... I am planning on paying at least half of the shortage which should put my new monthly payment somewhere around $860ish. I have until mid-March to come up with this extra payment.

As you can see, I haven't yet used any of my personal or clothes/hair fund money. I am going out of town for the first time since I started this debt pay down process. I am going this weekend (leaving tonight!) to see my BFF and I will be using that money then. I tried to be really good the rest of this month so I could have some fun while I'm gone, hopefully without messing up my budget too badly. I'll share the results of my weekend away early next week.

Do you have any big weekend plans?

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